401k Limit 2024 Over 60. For 2025, the 401(k) limit for employee salary deferrals is $23,500, which is above the 2024 401(k) limit of $23,000. The roth 401(k) contribution limit for 2024 is $23,000 for employee contributions and $69,000 for employee and employer contributions combined.

In 2024, the maximum 401(k) contribution limit is $23,000 for people under the age of 50. In 2025, the limits will rise to $70,000, $81,250 for those aged 60 to 63, and $77,500 for all others over 50.